I just got hit – Are you thinking about what you do after you’re struck by a vehicle? If so, read this article for most important things to know. If I just got hit and injured, it’s essential to know what to do following and what is legal in regards to handling the situation.
Car accidents are far more frequent than we think. For the US alone there were more than 37,150 deaths in car accidents were reported in the year 2017.
In addition, even if you’re a bit cautious (and fortunate! ) an average person will be affected by three to four automobile accidents in their entire life.
Fortunately most crashes don’t cause any harm. But, even a small amount of injury to your personal or property is a very real possibility.
It’s no surprise that if you’ve been injured by a vehicle the primary concern should be security. Once you’re out of risk, you must follow guidelines to follow to make sure you receive the amount to which you’re entitled to…if the accident wasn’t entirely your blame.
What do you do when you’re struck by a vehicle? We’ll go over the steps you must do if you’re a victim of this kind of tragic event.
What Do You Do When I Just Got Hit? : On the Scene
Car accidents are terrifying experiences. Period.
It may be difficult to concentrate in the present. Make sure you are prepared for the worst because there are important actions to take immediately following an accident.
In the end, the safety of all affected should be guaranteed immediately. After that, you’ll be able to do the steps necessary in preparation for insurance claims that you may have.
1. Stay Calm and Stay Safe
If you’re struck by a vehicle (either on your feet or in the driver’s seat) You’ll feel stunned at first, scared, or angered. These are normal reactions to an enthralling situation however, it’s important to maintain a calm and collected attitude.
Conflicts on the scene of the incident may not be in your best interests later on and could hinder effective communicating with the opposing side.
Be calm and protect your rights. If it’s safe for you to move, get off the street and to a secure location immediately.
2. Call 911
It doesn’t matter if other driver is still in the area. If a vehicle has hit you, immediately dial 911 immediately when you are located in a safe area to make the call. Local law enforcement officers will need to examine the scene that could help you prove your case to the person who caused it.
Additionally, they’ll be in a position react faster in the event that they have to tidy up the road or protect others on the road.
Do not hesitate to dial 911 and inform the police about what happened from your point of view. Be careful not to make statements that aren’t necessary.
The act of apologizing can be seen as an admission of blame even when you’re trying to be nice. In the US this could be applied against you in the courtroom. However, don’t fret, most accident lawsuits do not will ever go to trial!
Make sure you are honest and truthful in your claims.
Write down the badge number and name of all officers involved and inquire if they are able to obtain copies of your accident reports after it is the report is complete.
If you are required, ask the police to submit an official report. This could help speed up the process and help make it much easier for you to be compensated.
3. Get Medical Help
You should seek medical attention following an accident. This is even if believe your injuries are not serious. It can be difficult to identify a concussion as well as internal bleeding. It is possible that you suffer from a illness that is difficult to recognize.
The rush of adrenaline that is triggered through shock can mask discomfort for a time which means you could be in serious danger without even realizing.
If you’re in good health you are fine, talk to the police and witnesses before getting into the medical facility. Follow the doctor’s instructions for recovery following your accident.
4. Request Information From the Other Driver
Get contact details from the driver.
The other driver should be able to provide:
Their full name
Their telephone number
Their driver’s license numbers (for some good measure)
Their insurance details. (The insurance company’s name as well as the policy number the insurance company’s name on their card)
This information can aid in making claims. The process of filing a claim is effortless if all participants are covered by up-to-date policies, are at peace, and are willing to speak to the situation in a respectful manner.
Knowing this information could make a huge difference in avoiding problems later on. This is why it’s important to keep your cool and calm when you interact with other driver.
Be aware that they too will likely be angered and startled and tensions are likely to be high for a time for both of them.
5. Document Everything
If you have the ability to record details of what transpired during the accident it will help increase the quality in your claim. If you can, take photos or videos from the area including the car that caused the accident.
Information about obstructions, the weather conditions, and the locations of the intersections nearby could all be pertinent in court. If there are any shops within the vicinity it is important to keep track of them to ensure that they are on CCTV footage that shows the location.
You could also try to reach out to witnesses at the scene and take note of the contact details of them. Their testimony could be valuable in the event of a dispute arising during the process of settling.
For a recap, here are the specifics you should be attempting to record:
- Images of the collision scene
- Vehicle damage
- Skid marks
- The other vehicle
- Pictures of intersections
- Other property damages
- Make note of street names and intersections. Also, note landmarks in the area.
- Contact details for the Witness
Once you are away from the scene of the accident, you should also consider writing down your memories of what happened–alternatively, audio record yourself talking through the experience.
The insurance company may ask you to remember the events in the most precise way feasible. Therefore, you can make it easier by organizing your thoughts while they’re fresh.
After the Accident I Just Got Hit
After the incident, here’s how you need to do:
1. Review Your Policy Information
Contact your insurance company , even in the event that the incident wasn’t your responsibility. Examine your policy to make sure you know the coverage it provides. In the future the adjuster will to determine whether the insurance of the other driver is in line with your own.
If the other person did not have auto insurance, and you don’t have uninsured/underinsured motorist coverage, you might have to pay for some damages out of your own pocket.
2. File a Claim
The information provided above is useful to have on hand while making a claim to the insurance provider. If you have contacted the police, it’d be a good idea to have the police case number on hand too.
An insurance provider will request you to remember the accident as well as you can. You are able to refer to the evidence that you collected as well as everything you recall about the incident.
Each piece of evidence and documentation can be vital to making an argument successful.
The insurer will dispatch an adjuster. They’ll want to look over all the evidence that you gathered and assist you in organizing it in a systematic manner. They will ask for the details you collected about your driver.
After you’ve spoken with the adjuster, your claim is now out of your control. It will take until the insurance firms come together and to make the payout.
The process is typically be as long as sixty days, based on the state laws. As long as everything is in order, likelihood is that you’ll receive the money to pay for any damages that your car may sustain.
Filing a Successful Claim
The validity of your claim is contingent on:
- The coverage of your insurance as well as that of the other driver’s insurance
- Who was responsible?
- You have enough evidence to back up your claim
The quality of these variables will significantly impact your claim is successful.
Hire a Lawyer
We’re hoping we’ve answered the question of what should you do if i just got hit by a vehicle in this article.
It is imperative to act swiftly and in a calm manner to safeguard your rights under the law By having an attorney with expertise in the field of law relating to accidents will assist to ensure that you’re secured and get the maximum amount of amount of compensation, especially in the event of injuries.
There are instances where blame doesn’t fall on yourself or the driver instead, it’s with the city. The city could be responsible if traffic control measures aren’t adequate or the road was laid out in a hazardous manner.
There are several points to be considered when deciding whether to engage an attorney.
First How serious are your injuries? If you’ve sustained serious injuries that require extensive medical attention and/or the time off from work you’ll likely have an attorney to help you obtain compensation for the loss.
Second Who was the responsible party in the incident? If another motorist was in the wrong and you can prove it, then you don’t need a lawyer , as the insurance company is likely to make the payment without hassle. If there’s any doubt as to the fault of who was responsible or if the driver is not insured and you are not insured, then you’ll require a lawyer to assist to navigate through the law.
Finally Do you possess the patience and the energy to handle the legal procedure? If you’re still recovering from injuries and juggling daily challenges you face, then it’s better to work with an attorney to help you concentrate on recovering.